Gigadat at a glance
If you just want the short version before the detail, here it is — every line is checked against the FINTRAC public registry and Gigadat’s own service, July 2026.
| Question | Short answer |
|---|---|
| What is it? | A Canadian payment processor — the "Interac" gateway behind most Canada-facing online casinos |
| Is it legitimate? | Yes — a FINTRAC-registered money services business (reg. M23430346). Verifiable on the public registry |
| On your statement? | Shows as "GIGADAT INC", not the casino — for both deposits and withdrawals |
| Sending you money? | It's a casino withdrawal, paid out through Gigadat on the operator's behalf |
| Operating since | 2013 |
| What it moves | Interac e-Transfer and Interac Online — push-only, so no card chargebacks |
Gigadat's legal name is Gigadat Inc.; it also operates as Gigadat Solutions. Both refer to the same company.
What is Gigadat Inc?
Gigadat is a Canadian fintech company that has processed online-banking payments since 2013. It doesn’t run casinos and it isn’t a casino — it’s the plumbing. When a gambling site serving Canada offers “Interac” in its cashier, Gigadat is almost always the processor that actually moves the money between your bank and the operator, working with a broad network of Canadian financial institutions to do it.
The reason most Canadians only ever hear the name after a transaction is that you never interact with Gigadat as a customer. You choose Interac at the casino, you’re briefly handed to Gigadat’s secure payment flow to authorise the transfer from your own bank, and then you’re handed back. There’s no Gigadat account, no separate login of your own, no wallet to top up. It’s designed to be invisible — which is exactly why the unfamiliar name on a bank statement catches people off guard.
Is Gigadat a scam? What the registry shows
No. This is the question that drives most Gigadat searches, and the answer is a matter of public record: Gigadat Inc. is a registered money services business (MSB) with FINTRAC — the Financial Transactions and Reports Analysis Centre of Canada, the federal agency that oversees money-services and anti-money-laundering compliance. Its registration number is M23430346, and you can confirm it yourself on the public FINTRAC MSB registry by searching the company name. A federally registered, actively supervised payment company is the opposite of an anonymous scam operation.
A few structural reasons a Gigadat transaction is low-risk by design:
- Push-only transfers. Interac e-Transfer moves money from your bank when you authorise it. You’re not handing a card number to the casino or to Gigadat, so there’s no stored card to be leaked and no open channel to pull funds you didn’t approve.
- Bank-authenticated. You approve each payment inside your own bank’s environment, not on the casino’s page.
- Registered and compliant. MSB registration means Gigadat is subject to FINTRAC’s record-keeping and reporting rules, and the company runs its own fraud-monitoring on the network.
So why the “gigadat scam” and “gigadat fraude” searches at all? Usually one of three harmless explanations: someone doesn’t recognise the descriptor and assumes the worst; someone forgot they’d requested a casino withdrawal (see the next section); or someone received a phishing message that name-drops Gigadat to look credible. That last one is the only genuine risk — and the tell is always the same: a real Gigadat transaction happens because you started it at a casino cashier. An out-of-the-blue email or text asking you to “verify,” “release,” or “claim” a Gigadat payment by clicking a link or handing over banking logins is not how the service works. Gigadat sits behind the casino; it doesn’t cold-contact you to unlock your own money.
Why does Gigadat appear on my bank statement?
Because Gigadat, not the casino, is the merchant of record on the payment. When money moves by Interac, your bank records the entity that processed it — so the line reads “GIGADAT INC” (or a close variant) rather than the casino’s brand name. This happens on the way in and the way out: deposits and withdrawals both carry the Gigadat descriptor.
Two practical consequences worth knowing:
- No gambling reference on your record. Your statement shows a payment company, not a casino, which is why an Interac deposit looks discreet on paper.
- One name, many sites. Because a single processor serves a large number of casinos, a Gigadat line doesn’t tell you which site a given transaction belongs to. If you play at more than one operator, keep your own note of what each deposit was for — your bank statement won’t distinguish them.
Why is Gigadat sending me money?
This is a separate search from the one above, and it has a specific answer: an incoming e-Transfer from Gigadat is a payout — nearly always a casino or sportsbook withdrawal being sent to you. Gigadat is the sender of record on those transfers, so when an operator you play with approves your cashout, the money arrives under Gigadat’s name instead of the casino’s. If you recently requested a withdrawal, this is simply that withdrawal landing, often deposited automatically if you’ve enabled Interac Autodeposit.
If you didn’t request anything, don’t assume and don’t spend it. A few things it could be: a withdrawal you’d forgotten about; a transfer to a shared or joint account someone else initiated; or — rarely — a misdirected transfer or a sign someone else has been using an account in your name. The right move is to trace it, not ignore it: check whether there’s a casino account tied to your details, and contact your bank (and Gigadat) to confirm the source before you touch the funds.
How a Gigadat deposit and cashout actually work
The flow is the same rail in both directions, but the experience differs slightly:
- Depositing. At the casino you pick Interac, get redirected to Gigadat’s secure page, sign in to your own online banking (or send an Interac e-Transfer to the address shown), and the funds are credited — usually within a couple of minutes. Because it’s push-only, the casino never sees your banking credentials.
- Withdrawing. You request the payout in the casino cashier; the casino instructs Gigadat to send it; the e-Transfer arrives from Gigadat, frequently via Autodeposit so there’s no security question to answer.
Here’s the part that trips people up: the transfer itself is fast in both directions — minutes, not days. When a withdrawal feels slow, the delay is almost never Gigadat or Interac. It’s the casino’s internal approval — identity checks on a first cashout, and source-of-funds review on larger amounts — happening before the operator ever hands the payment to Gigadat. We break the sending and receiving limits down bank by bank, and explain what actually governs withdrawal speed, in our Interac casino withdrawal limits guide.
”Virement Interac” — Gigadat in French Canada
If you bank in French, the term you’ll see is “Virement Interac” — the French-Canadian name for an Interac e-Transfer. Gigadat processes these for Quebec players exactly as it does elsewhere in Canada, and the statement descriptor is still “GIGADAT INC”. Searches like virement Interac Gigadat and Gigadat fraude map onto the same answers above: it’s a registered processor, the transfer is push-only, and an incoming one is a payout. The minimum gambling age in Quebec is 18.
Gigadat problems: who to contact
When something goes wrong, the fix depends on which part of the chain owns the issue:
- Anything about your balance, bonus, or whether a payout was approved → contact the casino. The operator holds your funds and makes the approval decision; Gigadat only moves money once instructed to. Most “Gigadat withdrawal not received” cases are actually a casino still sitting on the approval.
- The transfer status once it’s been sent → your bank, then Gigadat. If a casino confirms it released the payment but the e-Transfer hasn’t landed, that’s the point to check the e-Transfer status with your bank, and Gigadat if needed.
- A card deposit that was declined is a different problem entirely. That’s usually your bank blocking gambling merchant code MCC 7995, not anything to do with Gigadat — and the standard workaround is to use Interac instead. Our Interac limits guide covers that in full.
Playing responsibly
Gigadat is a payment tool, and moving money quickly is exactly what makes setting your own limits matter. You must be 19 or older to gamble in most of Canada (18 in Alberta, Manitoba and Quebec). The casinos that use Gigadat to serve Canadian players operate offshore and exclude Ontario, which runs its own regulated market through iGaming Ontario and the AGCO — if you’re in Ontario, an AGCO-registered site is the route to use. Set a deposit limit below whatever your bank allows, keep gambling money separate from bills, and never chase losses. If it stops being fun, our responsible gambling resources list free, confidential support.